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EquityKeyTM
Real Estate Appreciation Option |
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| EquityKeyTM - Real Estate Appreciation Option |
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| The Solution To A Growing Problem |
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People are living longer than ever. That’s a good thing, right? Unfortunately, blessing is met with the cost of maintaining a healthy, quality lifestyle longer than expected. Seniors currently holds trillions in real estate equity which led the founders of EquityKey to commit to revolutionizing the way that seniors fund an active life, retirement dreams, healthcare needs and estate planning goals.
The EquityKey program is a debt-free alternative for those between the age of 65 and 85 who are considering a reverse mortgage or other home loans. Rather than going into debt and risking the present equity you have worked so hard to build, they believe there is a better solution. With EquityKey, you have the opportunity to receive debt-free cash today, and in exchange, they obtain the right to participate in the future appreciation of your home. The current equity in your home remains yours. The money you receive from EquityKey is based on the current value of your home. And unlike a reverse mortgage or home loans, this money does not accrue interest or have to be paid back as long as you abide by your agreement with us.
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| What if My Home Depreciates in Value? |
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You still keep the money that EquityKey paid you. They believe that real estate is a sound long-term investment. If your home loses value then they lose the money they have paid you. The amount you receive from EquityKey is not a loan and does not create debt; therefore, they assume the risk of loss if your home does not grow in value.
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| What if My Home Appreciates in Value? |
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You keep the money that EquityKey paid you. They share in any increase in your home’s value (if any) after they enter into our agreement. The percentage of appreciation that you retain is detailed in your agreement with them.
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| Partners in Growth |
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Years from now your home will most likely be worth more than it is today. EquityKey believes their investment in your property will result in them receiving more from our share of the future appreciation than the amount they pay you to participate. They view this as a win-win. They provide the cash you need or want today and look forward to sharing with you in the growth of tomorrow.
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*If, at the end of your agreement term, EqutiyKey acquires your property, they will charge an acquisition cost equal to our actual third party costs to sell it. This cost will never be more than 8% of the fair market value of the house at that time. There can be no guarantee that participation in the EquityKey program is suitable for you. Please consult your own legal counsel, financial advisor, tax planner and any heirs to your estate before making a decision to participate in the EquityKey program.
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Reverse Mortgage Loans Idaho guides homeowners through the process of obtaining reverse mortgage loans by providing reverse mortgage loan information and resources. Reverse Mortgage Loans Idaho can provide you with the best educational information including important links to external reverse mortgages resources, like the NRMLA, HUD and more. Reverse Mortgage Loans Idaho can also help you find a top mortgage professional specializing in reverse mortgages. By using our site, you can be connected with local mortgage brokers that can help you understand the reverse mortgages loan process and can help you to obtain a reverse mortgages loan. Reverse Mortgage Loans Idaho also helps by giving you access to recent articles, answering frequently asked questions and by hosting a blog with relevant recent news. If you or a loved one are aged 62 or over, use the Reverse Mortgage Loans Idaho site to find out if you meet reverse mortgage loan and to start the reverse mortgage loan process. Please take time to review our privacy policy and terms of use and we hope that you benefit from using the Reverse Mortgage Loans Idaho site.
Copyright 2007 HomeXperts, Inc. |
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| The State of Idaho is a state in the Pacific Northwest region of the United States of America. The state's largest city, and capital, is Boise. Residents are called "Idahoans." Idaho was admitted to the Union on July 3, 1890, as the 43rd state. According to the United States Census Bureau, in 2004, Idaho had an estimated population of 1,393,262. The state's postal abbreviation is ID. Idaho is nicknamed the Gem State because of its abundance of natural resources. The state motto is Esto Perpetua (Latin for "Let it be perpetual"). |
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